Be YOU with a Home Equity Line of Credit!  

A Home Equity Line of Credit from TopMark opens the door to exciting, new opportunities for you and your family: tuition for college, home improvements, vacation or even your dream wedding. It’s also a smart defense when life maybe doesn’t go your way—you’ll have access to funds whenever you need them.

Home equity is the difference between your home's appraised value and the remaining balance on your mortgage. If you own a home and have been making payments on your mortgage for years, then you may have built up a significant amount of equity. 

• Low, variable interest rate
• Up to 80% financing of your home's appraised value, less outstanding mortgage
• Easy access to your line of credit with personalized checks, electronic transfers made online, or by phone.

	Use equity to increase your equity. Finish your basement, add that extra bedroom you've wanted, or make your kitchen HGTV-worthy with a home equity loan or line of credit.
	Buy that boat you've always wanted. No matter the toy you have in mind, use the equity in your home to make a big purchase with low-interest payments.
	Protect yourself when emergencies happen. Your equity can help pay outstanding or increasing medical bills giving you peace of mind when you need it most.
	Take control of your finances. Consolidate your credit cards, auto loans, and more into one loan. Relax and pay down one low-rate loan.

Your home's equity is an asset, take advantage of it. 

Whether you want to finance a home addition and increase its value, or pay for an upcoming vacation or new toy, the decision is yours.

TopMark FCU Home Equity Early Disclosure