Our Services

• Online Banking Services
• Online Bill Payment for members with checking accounts
• Electronic Transfer of Money
• Free Notary Public Services
• ACH Origination (Next Day $ delivery)
• Direct Deposit
• Checking Accounts
• E*Statements
• Individual Retirement Accounts--Traditional, Roth, Coverdell Educational
• $250,000 Additional Share Insurance on Savings (provided through Excess Share Insurance)

For Fee Services

• Domestic Wire (same day funds transfer) $15.00
• International Wire $25.00
• International Wire in US Dollars $60.00

Please fill out the request form below and email us at office@latvianclevelandcu.org and call us at 216-228-1996 or mail to our office:  

            Wire Transfer Form (pdf) or Wire Transfer Form (word)

Other Benefits Offered to Members

• Loan Interest Rebate at Year End
• Bonus Dividends at Year End
• Scholarships (Latvian Center "Garezers" and College/University)

ATM Cards

We offer Culiance ATM cards that can be used as an ATM card or a debit card at point of purchase (if you are able to key in your PIN).  An additional transaction fee may apply at the ATM machine that you are using. However, since we are a member of Culiance, it allows members to transact at ATM machines without a fee that are linked to:  CU24, CU Here, CU Here Select (Publix/Presto), CU Here Reciprocal (Moneypass). For a listing of no-charge ATM machines near you, please access the website www.culiance.com/ATMlocator .  Search for and select Latvian Cleveland Credit Union in the LOCATION FILTERS field.

Loans

We offer a variety of loan options, from first mortgages, new and used car loans to signature loans and share secured loans. We can custom tailor a loan for you!

• First Mortgage Loans
• Home Equity Loans  - open-end and closed-end
• New and Used Car Loans
• Signature Loans
• Share or Certificate of Deposit Secured Loans
• Recreational Vehicle Loans
• Boat Loans

LOAN APPLICATIONS

NCUA Insurance

All savings accounts are separately insured for up to $250,000, and all IRA accounts are insured to $250,000.

Example:

• An individual account is insured up to $250,000.
• All IRA accounts are insured up to $250,000. This is in addition to the separately insured savings accounts.
• A joint account is insured up to $250,000 for each account holder on the same account.  If there are 2 joint owners, each account holder is insured, therefore, the account will be insured for up to $500,000.  Likewise, if there are 3 joint owners on an account--up to $750,000 NCUA insurance per account.

Excess Share Insurance

All accounts are additionally insured for up to an additional $250,000 per account

Example:

• An individual account is insured up to $500,000 per account. ($250,000 of NCUA insurance and $250,000 of Excess Share Insurance coverage).
• All IRA accounts are insured up to $500,000. ($250,000 of NCUA insurance and $250,000 or Excess Share Insurance coverage)
• Joint accounts can be insured up to $750,000 or more, depending upon how many joint owners there are, per account.