Skip-A-Pay Details

Skip-A-Pay Offered all Year!!!
Quick Cash without a Loan!!

Need cash now or when insurance and tuition are due at the same time, but you don't want the hassle and expense of taking out a separate personal loan? If you have a vehicle loan or a personal loan with us, take advantage of our Skip-a-Pay program. For the small processing fee of only $35, you can skip one payment on your loan within a 12-month calendar year.

Have more than one loan with us? Skip a payment on each loan. There is a separate processing fee for each loan, interest you're paying now will continue to accumulate during the month, and the month skipped will be added to the end of the loan term. But this very popular service is a really great way to get cash now without the hassle and the expense of a separate personal loan!!

Applying is easy. Click here for the Skip-A-Pay Application, Disclosure and Agreement.

Print and complete the application, disclosure, and agreement and return it to the credit union, in person, by fax (440-243-5638), or by mailing it to BSE Credit Union, Inc., 19249 Bagley Road, Middleburg Hts., OH, 44130.

*Certain restrictions apply. *All your loans at BSE Credit Union must be current, not in work-out status, or alternate payments, with no collection action pending. Your account must not be overdrawn, and you must have sufficient funds on deposit to cover the $35 processing fee. Interest will continue to accrue on your loan during the month you skip your payment. Each loan payment is applied first to unpaid late fees and charges, then to the accrued interest due on the loan, and the remaining amount is applied to the principal balance. Up to one (1) skip per loan may be performed during a 12-month calendar year. Excludes home equity, second mortgages, lines of credit, no credit check loans, credit cards and business loans. Your regular payment schedule will resume the month following the approved skipped month.